Opening a UK bank account can feel frustrating when you’re new to the country — especially if you’re asked for a utility bill that you simply don’t have yet. The good news is: it is still possible to open a UK bank account without a utility bill. This guide explains how, what documents you can […]
You often hear “inflation is rising” or “interest rates are high”, but what impact does that have on your savings? This guide explains inflation and interest rates in simple terms, how they interact, and why they matter for anyone trying to save money in the UK. What Is Inflation? Inflation is the rate at which
Inflation, Interest Rates, and Your Savings: What UK Savers Need to Know (2026) Read More »
Everyone’s savings journey is different — but looking at the numbers can help you understand how typical savings vary as people get older in the UK. These figures also show why starting to save sooner rather than later is such a powerful financial advantage. 📊 Average Savings in the UK by Age (2026) According to
What Is the Average Savings Amount in the UK by Age? (2026) Read More »
Spending money isn’t the problem — how you spend matters. Used properly, debit and credit cards can help you stay organised, track spending, and even earn small benefits. Used poorly, they can lead to overdrafts, debt, and stress. This guide explains how to practise bright spending — spending intentionally and responsibly — using debit and
Bright Spending: How to Use Debit and Credit Cards Wisely in the UK (2026) Read More »
When saving for a child in the UK, two options often come up: Junior ISAs and Children’s Savings Accounts. Both are designed to help build money for a child’s future — but they work in very different ways. This guide explains the key differences clearly, so you can decide which option fits your family’s goals.
Junior ISA vs Children’s Savings Accounts: Which Is Better? (2026) Read More »
Saving for a child’s future is one of the most positive financial habits a family can build.In the UK, there are several types of children’s savings accounts, each designed for different goals — from teaching money basics to building long-term savings. This guide explains how children’s savings accounts work, the main options available, and how
Savings Accounts for Children in the UK: A Simple Guide for Parents (2026) Read More »
If you want your savings to earn more than they would in a normal current or easy-access account, a fixed term savings account (similar to a fixed deposit) could be a great option. These accounts offer guaranteed interest for a set period, helping your money grow steadily for your goals. This guide explains how fixed
Best Fixed Term Savings & Fixed Deposit Rates in the UK (Feb 2026) Read More »
If you’re saving money in the UK, a Cash ISA is one of the simplest and safest ways to earn tax-free interest on your savings. Unlike a normal savings account, all interest earned inside a Cash ISA is protected from tax — and you’re allowed to save up to £20,000 per year across all ISA
Best Cash ISA Accounts in the UK (2026) — Grow Your Savings Tax-Free Read More »
Many people believe they should wait until they earn “real money” before saving. In reality, when you start saving matters far more than how much you save. Starting at 18 — even with small amounts — can put you far ahead of someone who starts later with more money. This article explains why, in a
Why Starting to Save at 18 Beats Saving More at 30 Read More »
Managing money can feel confusing at first, especially when people start talking about interest. But interest is actually one of the most important ideas to understand if you want to save smarter and avoid unnecessary debt. In this guide, we’ll explain simple interest, compound interest, and the power of interest in plain English — no
What Is Interest? Simple Interest, Compound Interest & Why It Matters Read More »
